lexus leasing versus buying


Leasing programs through Larry H. Miller Lexus Spokane give you the freedom to change your mind every few years, often with lower monthly payments than a loan. Visit us for the greatest lease rates in Spokane, Pullman, Coeur d' Alene, Colville and Spokane Valley. Continue reading to learn the differences between leases and loans.
Perhaps you demand the best, but like to keep your options open. If so, leasing a Lexus from Larry H. Miller Lexus Spokane offers the best of both worlds: unparalleled performance paired with a flexible purchase option. Monthly payments and cap cost reduction may be lower than those for traditional retail financing, and at the end of the lease term you can choose to purchase or return that vehicle or lease a new vehicle.
LFS
offers flexible payment options and a variety of innovative lease features custom-tailored to your leasing needs.

BUSINESS OWNERS
Selecting the right financing is as important as choosing the right vehicle. Whether you own a home-based business or run a large corporation, our flexible programs and preferred terms can help you obtain the Lexus vehicle you need to run your business.

COLLEGE GRADUATES**
If you received your degree within the past two years, you could qualify for a $1000 reward on the lease of select new Lexus vehicles and other benefits.

CERTIFIED PRE-OWNED LEXUS LEASING
Certified Pre-Owned (CPO) Lexus vehicles are reconditioned to exacting standards. LFS offers competitive terms and leasing options for CPOs (current-year-plus-4-model years-old vehicles), including a comprehensive limited warranty.
MILITARY REWARD PROGRAM***
In appreciation of your service, Lexus is offering a special $750 reward on all new and Certified Pre-Owned Lexus vehicles to eligible U.S. military personnel.

REPEAT CUSTOMERS
Lexus Financial Services offers special benefits to customers who have previously financed or leased a vehicle through LFS.
LEASE-END OPTIONS
Rest assured that at the end of your lease, you have options. You can elect to:
  • Lease a new Lexus
  • Purchase your current Lexus
Regardless of which option you choose, whether you live in Spokane, Pullman, Coeur d Alane, Colville or Spokane Valley Lexus Financial Services will help guide you through the process every step of the way. For more information about your lease-end options as well as what you can expect at the end of your lease, click here to review our Lease-End brochure.

* Please note that pricing may vary, so the benefits of leasing versus retail financing may vary. Consult your local Lexus dealer for details on leasing program pricing. On approved credit. Certain restrictions may apply and not all customers will qualify. See your participating Lexus dealer for additional information.

**College Graduate Finance Program is valid on the lease or finance of new, untitled or L/Certified vehicles. College Graduate Reward is only available on new or untitled Lexus CT 200h, IS 200t/250/300/350 (Sedans only), and NX 200t/300h, including untitled dealer demonstrators with 20,000 miles or less only. (L/Certified vehicles are not eligible for the Reward Program). The College Graduate Reward Program and College Graduate Finance Program are available upon credit approval from and execution of a finance or lease contract through a participating Lexus dealer and Lexus Financial Services (LFS). Not all applicants will qualify. Qualified customers must be enrolled in or be a graduate from an Eligible School (as defined below) and provide proof of graduation (showing an upcoming graduation within six months OR a recent graduation within two years from the date of signing your vehicle lease or finance contract) from one of the following Eligible Schools located in the 50 United States, Puerto Rico, or U.S. Virgin Islands: (a) an accredited four-year college, university or registered nursing program; OR (b) an accredited two-year college associate degree or an undergraduate academic degree as awarded by community colleges, junior colleges, technical colleges and universities; OR (c) an accredited two-year trade or vocational school; OR (d) an accredited graduate school. In all cases, the student will have two years from receipt of their degree to take advantage of the program. Must provide proof of qualification and any one of the following documents will be accepted as proof: (a) copy of diploma; OR (b) letter from the college/university/trade school registrar's office stating graduation date and type of degree or certification earned; OR (c) copy of the final transcript confirming graduation date and type of degree earned ; OR (d) copy of current transcript (or letter from college/university registrar's office) confirming current enrollment in a graduate degree program. Eligible customers must also meet credit approval requirements and furnish proof of present employment or proof of future employment when submitting credit application. Reward offered by Toyota Motor Sales, U.S.A., Inc. Reward will be applied on LFS lease agreements toward the amount due at lease signing or delivery or capitalized cost reduction or the down payment on LFS finance contracts. Limit one reward per lease or finance transaction. Not compatible with the Lexus Military Reward Program. Reward valid on contracts executed between October 1, 2015 and January 4, 2016. College Graduate Programs are subject to change or termination at any time. Some restrictions apply. Programs may not be available in all states. On eligible finance contracts with terms up to specified number of months for retail and lease and preferred option financing on new vehicles. Compatible with the special APR program up to specified number of months on Lexus CT 200h, IS 200t/250/300/350 (Sedans only), and NX 200t/300h. See dealer for details. Must pay sales tax. Void where prohibited by law. Not redeemable for cash. Lexus Financial Services is a service mark of Toyota Motor Credit Corporation (TMCC). TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust.
 
*** $750 Military reward offered by Toyota Motor Sales, U.S.A., Inc. and may be applied toward finance or lease contracts dated from January 6, 2015 through January 4, 2016 on all new and L/Certified vehicles. To qualify for the reward, at the time of purchase or lease you must (1) be in current active duty status in the U.S. military (Navy, Army, Air Force, Marines, National Guard, Coast Guard and active Reserve) OR a U.S. military inactive reserve (i.e., Ready Reserve) that is part of the individual Ready Reserve, Selected Reserve and Inactive National Guard; OR a military veteran or retiree of the U.S. military within one year of discharge/retirement date; OR a household member of an eligible U.S. military personnel, including Gold Star family members; AND (2) provide verifiable proof of military status or active service; (3) receive a salary sufficient to cover ordinary living expenses and payment for your Lexus; and (4) receive credit approval from and execute a finance or lease contract through a participating Lexus dealer and Lexus Financial Services. Not all applicants will qualify. On lease contracts, reward must be applied toward the Amount Due at Lease Signing or toward the Capitalized Cost Reduction. On finance contracts, reward must be applied toward the Down Payment. Limit one reward per finance or lease transaction per eligible U.S. military personnel or eligible household member. Offer not combinable with the College Graduate Reward Program, the iFi Program, and the Lease-End Refi Program. Terms, conditions and restrictions apply. Program may not be available in all states. Must pay sales tax. Void where prohibited by law. Not redeemable for cash. Lexus Financial Services is a division of Toyota Motor Credit Corporation and the authorized attorney-in-fact and servicer for Toyota Lease Trust.
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